A gold loan or a loan against gold is a secured loan that customers can avail of in lieu of gold ornaments like gold jewelry. It is the easiest way to fulfill your financial needs and proves to be a sensible alternative to availing of loans from banking channels.
When it comes to taking a gold loan, we make sure you are ensured of complete satisfaction. With quick loan disbursals and attractive rates of interest. Numerous people on the lookout for gold loan providers put their faith in us as we have the largest gold loan portfolio in the country.
Here is the checklist of the documents required to apply for a gold loan(Submit any of the following):
- Passport (Not expired)
- Driving license (Not expired)
- Voters’ ID Card
- Aadhaar Card issued by UIDAI
- PAN (Permanent Account Number) Card (along with any of the above-mentioned documents) or Form 60
- One Passport Size Photograph
- Agri Allied Occupation Documentation( in case of bullet repayment for agriculture customers)
It is a loan against gold jewelry. A customer can quickly avail of a Gold Loan for any value from Rs 10,000 to Rs 1 Crore with a simple and easy documentation process.
We help in providing quick loan disbursal in just 60 minutes. This is, however, subject to the verification of the gold and other documents that you submit. Approvals are at the sole discretion of the bank.
Gold Loans against your jewelry can be availed of for minimum of Rs 10,000 and maximum of Rs 15 lakh per customer.
You will be charged a penal interest (as the case may be) at the rate of 6% per annum, over and above the normal rate of interest. Rate of interest may be different for different banks.